IF YOU ARE 70 ½ OR OLDER YOU WILL NEED TO START TAKING REQUIRED MINIMUM DISTRIBUTIONS FROM YOUR RETIREMENT PLANS, SEE TABLE BELOW.

Life insurance plays an important role in many financial plans. Whether you are retired, still working, or own a business, life insurance is something that every American should evaluate carefully.

We’re continuing our promotion of Life Insurance Awareness Month by sharing with you another video. We hope you find it as touching as we did. If you or somebody you know would like to discuss how life insurance might fit in your financial plan, please contact us.

Sincerely,

Richard Coffinger CLU®, ChFC®, LUTCF

Richard E. Coffinger Investments & Insurance

The above video has been provided to you via YouTube as a courtesy. If you choose to view additional videos on YouTube, please be aware that we (as a company) make no representation as to the completeness or accuracy of information on those videos.

We’ve received great feedback on our most recent blog posts. As we continue to promote Life Insurance Awareness Month, we wanted to share another touching video with you below. As a reminder, if you’d like to discuss your current life insurance needs, please do not hesitate to contact us.

Sincerely,

Richard Coffinger CLU®, ChFC®, LUTCF

Richard E. Coffinger Investments & Insurance

The above video has been provided to you via YouTube as a courtesy. If you choose to view additional videos on YouTube, please be aware that we (as a company) make no representation as to the completeness or accuracy of information on those videos.

The video below shares a touching story. As we mentioned in our previous blog post, September is Life Insurance Awareness Month. We felt sharing this next video might touch you in the same way in touched us. These are not clients of ours….this story was put together by a non-profit organization that was formed to promote the importance of life insurance. We hope you’ll take a moment to hear this story.

Sincerely,

Richard Coffinger CLU®, ChFC®, LUTCF

Richard E. Coffinger Investments & Insurance

The above video has been provided to you via YouTube as a courtesy. If you choose to view additional videos on YouTube, please be aware that we (as a company) make no representation as to the completeness or accuracy of information on those videos.

September is Life Insurance Awareness Month. As a financial professional, life insurance is one of the more challenging things to discuss because it deals with our own mortality. Frankly, it is not a “fun” conversation to have. But, it is a RESPONSIBLE and important conversation for us to have with each and every one of our clients.

People purchase life insurance for a number of different reasons. The main reason, however, is simple: protect our loved ones. As we go through Life Insurance Awareness month, I wanted to share with you some important and inspiring videos on life insurance. I ask of you one thing – if you feel it important to discuss your current situation personally, please contact us. In addition, if you feel compelled to share this video content with others, we encourage you to do so.
Sincerely,

Richard Coffinger CLU®, ChFC®, LUTCF

Richard E. Coffinger Investments & Insurance

P.S. If you’d like a free quote, please contact us via e-mail at richardcoffinger@usa-fs.com

The above video has been provided to you via YouTube as a courtesy. If you choose to view additional videos on YouTube, please be aware that we (as a company) make no representation as to the completeness or accuracy of information on those videos.

Contribution Limits for 2011:
Traditional IRA                                   $5000 AGE 50+ $1000 = $6000
Roth IRA                                             $5000 AGE 50+ $1000 = $6000
401K & 403B                                      $16,500 AGE 50+ $5500 = $22,000
SIMPLE IRA & 401K                            $11,500 AGE 50+ $2500 = $14,000
457 PLANS                                        $16,500 AGE 50+ $5500 = $22,000
HSA SINGLE = $3050
HSA FAMILY = $6150

ARE YOU AWARE THAT IF YOU ARE MARRIED FILING A JOINT RETURN AND YOU TOTAL INCOME IS BELOW $69,000, YOUR CAPITAL GAINS ARE NOT TAXED!

IF YOU ARE 70 ½ OR OLDER YOU WILL NEED TO START TAKING REQUIRED MINIMUM DISTRIBUTIONS FROM YOUR RETIREMENT PLANS, SEE TABLE BELOW.

Source: All tax information courtesy of AllState at www.accessallstate.com.

Contribution Limits for 2010:
Traditional IRA                              $5000 AGE 50+ $1000 = $6000
Roth IRA                                        $5000 AGE 50+ $1000 = $6000
401K & 403B                                 $16,500 AGE 50+ $5500 = $22,000
SIMPLE IRA & 401K                        $11,500 AGE 50+ $2500 = $14,000
457 PLANS                                    $16,500 AGE 50+ $5500 = $22,000
HSA SINGLE = $3050
HSA FAMILY = $6150

ARE YOU AWARE THAT IF YOU ARE MARRIED FILING A JOINT RETURN AND YOU TOTAL INCOME IS BELOW $67,900, YOUR CAPITAL GAINS ARE NOT TAXED!

IF YOU ARE 70 ½ OR OLDER YOU WILL NEED TO START TAKING REQUIRED MINIMUM DISTRIBUTIONS FROM YOUR RETIREMENT PLANS, SEE TABLE BELOW.

Source: All tax information courtesy of AllState at www.accessallstate.com.